My Home

The making of a home is more than just finding the right house or flat, despite the messages given by successful television programmes dedicated to decorating or gardening. Millions of people recognise that running a home means more than a weekly visit to the DIY store.

The need to provide the basic essentials of heating, water and light are necessities that are easy to take for granted. However the opportunity to make decisions about who will supply these utilities could lead to savings in the family budget that could amount to many hundreds or even thousands of pounds. There may be even greater savings available by choosing a different mortgage product or perhaps choosing a different mortgage lender.

All the extra choice that has become available over recent years has to be welcomed, but can sometimes lead to its own problems. Some people find themselves making decisions on the type of mortgage or who will insure their belongings or even supply their electricity based on the success of the providers' advertising campaign.

This section has been designed to focus on the financial aspects of running a home, whether it is the mortgage, the insurances or the utility supplies. You have the chance to consider the subject in whatever depth you feel is necessary for your needs. Of course if you need any help just contact us for assistance.



Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The precise amount of the fee will depend on your circumstances but we estimate that it will be 0.2% of the loan amount

You may have to pay an early repayment charge to your existing lender if you remortgage.